Privacy Policy

Your privacy is paramount to us at Monthly Budget Planner. This policy details how we handle your information when using our free budgeting tool, website, and related resources. We are committed to protecting your personal data and ensuring transparency in our practices. For our terms, see our Terms and Conditions.

Information We Collect

We do not collect or store any personal financial data from the budget planner tool. All inputs, calculations, and visualizations occur entirely on your device via client-side scripting. This means your income, expenses, and savings details never leave your browser, providing maximum security against data breaches.

For contact forms or inquiries, we may collect basic information such as name, email, and message content through third-party services like Formspree. This data is used solely for responding to you and is retained only as long as necessary. We do not use it for marketing without explicit consent. Visit our Contact Us page to reach out.

Our site uses standard analytics tools (e.g., Google Analytics) to gather anonymous usage data like page views, device type, and location (at a country level). This helps us improve content, such as our categorized guides on budgeting basics and advanced tips, but does not identify individuals. For more on analytics privacy, see CFPB's budgeting resources.

How We Use Your Information

Any collected data is used to enhance user experience, respond to queries, and analyze site performance for better SEO and content relevance. For example, understanding popular pages helps us expand resources on financial goals or expense tracking. We never sell, rent, or share your data with third parties except as required by law or for service providers bound by strict confidentiality.

Data Security and Retention

We employ industry-standard security measures, including HTTPS encryption for all pages. Since no sensitive data is stored on our servers, risks are minimized. Contact form data is deleted after resolution, typically within 30 days. You can request deletion or access to your data at any time via our contact page. Learn about data security in finance from NerdWallet.

Cookies and Tracking

Our site uses cookies for functionality, such as remembering menu states. Analytics cookies help track engagement with features like the 3D budget visualizer. You can manage cookies through your browser settings. We comply with Do Not Track signals where applicable.

Children's Privacy

Our services are not directed at children under 13. We do not knowingly collect data from minors. If we become aware of such, we delete it immediately.

International Users and Compliance

We adhere to GDPR for EU users, CCPA for California residents, and similar laws. This includes rights to access, correct, or erase data. Contact us to exercise these rights. For transfers outside your region, we ensure adequate protections. For global privacy tips, check Purdue Global.

Changes to This Policy

We may update this policy to reflect changes in our practices or legal requirements. Updates will be posted here with the effective date. Continued use of the site constitutes acceptance.

Last updated: August 25, 2025. For questions, visit our contact page or explore our categories for more on secure financial planning. See external compliance info at Money Fit.