Privacy Policy

At Monthly Budget Planner, your privacy is our priority. This Privacy Policy, optimized for searches like "secure budgeting tool privacy," explains how we handle your data when using our free budgeting tool and website. Complying with standards like GDPR, we ensure transparency and security. Last updated: January 2025. For questions, reach out via Contact Us.

Data We Collect

Our budgeting tool operates entirely client-side, meaning no personal data (e.g., income, expenses) is sent to or stored on our servers. When you use the planner or currency converter, all inputs are processed locally in your browser and cleared upon page refresh. We collect minimal, non-identifiable data for site functionality, such as:

- Usage Data: Aggregated, anonymous analytics (e.g., page views, time spent) to improve user experience.

- Contact Form Data: If you submit a form, we collect your name, email, and message solely to respond. This is not shared or stored long-term.

We do not collect sensitive information like financial account details or personal identifiers unless voluntarily provided via contact forms. See FTC Privacy Guidelines.

How We Use Your Data

Usage data helps optimize our site’s performance and content, ensuring guides like Budgeting Basics meet user needs. Contact form data is used only for communication and deleted after resolution. No data is sold or shared with third parties, except as required by law.

Cookies and Tracking

We use minimal cookies for analytics and AdSense ads, which may collect anonymized data (e.g., IP addresses) for ad personalization. You can opt out via browser settings. Our 3D visualizations and tools do not rely on cookies, ensuring privacy-first operation.

Data Security

Client-side processing means your budget data stays on your device. We use HTTPS for secure browsing and follow best practices for site security. For external security tips, see CISA.

Third-Party Services

We use Google AdSense for ads and Google Analytics for usage insights, both GDPR-compliant. These services may use cookies; review their policies at Google Privacy. Our currency converter uses static rates but may integrate APIs in the future, with clear disclosures.

Your Rights

Under GDPR and similar laws, you can request details on collected data (minimal in our case) or deletion of contact form submissions. Email us via Contact Us. You can also disable cookies or use incognito mode for added privacy.

Changes to This Policy

We may update this policy to reflect new features or regulations. Check back regularly or contact us for the latest version. Explore our Categories for more resources.