Terms and Conditions

Welcome to Monthly Budget Planner. These Terms and Conditions govern your use of our website and free budgeting tool, including the 3D visualization features and currency converter. By accessing our site, you agree to these terms. Optimized for searches like "budgeting tool terms," this policy ensures clarity. Last updated: January 2025. For questions, see Contact Us.

Use of Our Services

Our site provides a free budgeting tool for personal use. You may not use it for commercial purposes, reproduce content without permission, or attempt to reverse-engineer our code. The tool, including 3D visuals, is provided "as is" with no warranties. Use responsibly and ensure data accuracy. For tips, visit Budgeting Basics.

User Responsibilities

You are responsible for the accuracy of data entered into the planner or currency converter. Do not share sensitive information via forms unless necessary. Comply with local laws. We are not liable for errors in user inputs or misuse of the tool. See CFPB Budgeting.

Intellectual Property

All content, including text, 3D visuals, and code, is owned by Monthly Budget Planner. You may use it for personal budgeting but not redistribute or modify without consent. Links to our Categories are permitted for non-commercial use.

Limitation of Liability

We strive for accuracy but are not responsible for financial losses from using our tool or content. Consult a financial advisor for major decisions. Our tool is educational, not professional advice. External resource: FTC.

Third-Party Links

Our site links to external resources (e.g., NerdWallet, Forbes) for added value. We are not responsible for their content or services. Review their terms before use.

Changes to Terms

We may update these terms to reflect new features or legal requirements. Continued use implies acceptance. Check back or contact us for updates. Explore our About Us for our mission.

Governing Law

These terms are governed by the laws of [Your Jurisdiction]. Disputes will be resolved in [Your Jurisdiction] courts. For privacy details, see our Privacy Policy.